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Sell a Storm- or Flood-Damaged House in Southwest Florida

Hurricane, flood, wind or water damage? We buy damaged homes as they sit, so you don’t have to manage contractors, permits and insurance on your own.

Repairs after a storm can take over your life

Recent hurricanes, including Ian in 2022 and Helene and Milton in 2024, left many Southwest Florida homes with roof, wind and flood damage. Rebuilding means insurance claims, contractor schedules, permits and, in flood zones, possibly elevating the home. Not everyone wants to take that on.

The 50% rule in flood zones

In a flood zone, if repairs to a substantially damaged home cost 50% or more of the building’s value, local rules usually require bringing it up to current flood standards, which can mean elevating it. Our sister company wrote a detailed guide to the FEMA 50% rule. When the numbers don’t make sense for you, selling as-is can.

Side of an older home with damaged siding, exposed framing and overgrown plants
Damaged siding and exposed framing
Covered lanai and screened pool area of a Southwest Florida home
Screened pool and lanai, as it sits

Still waiting on an insurance claim? You can often sell before it is settled. See selling a house with an open insurance claim.

Selling as-is? Read what Florida sellers still have to disclose, including the flood disclosure law.

We buy storm-damaged homes across Southwest Florida, including canal homes in Cape Coral and older block homes in Fort Myers.

How we help

  • Buy flood-, wind-, roof- and water-damaged homes as-is
  • No need to finish repairs or remediation first
  • Experience with open insurance claims
  • Construction know-how to price the damage realistically

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Questions

Common questions

Can I sell if I have an open insurance claim?

Often, yes. How the claim is handled depends on your policy and claim status. We will review it with you so the sale and the claim fit together.

Do you buy homes with mold?

Yes. We buy homes with mold and water damage without asking you to fix them first.

What if the house has been red-tagged or has open permits?

We can still buy many of these homes. Tell us what you know, and we will look at the details.

Ready to see what we can offer?

Free, no obligation, and no pressure. Get your cash offer or give us a call.